BUSINESS OWNER

Trust CAV to manage your firm’s risk

We were founded on protecting local business’ assets and reputations, and have continued to offer simplified access to carriers dedicated to safeguarding against risk. Our clients include contractors in Wayland, restaurants here in Wellesley, technology companies in Brookline, professional service providers and more business throughout the Boston area.

A Business owners policy (or BOP) brings together three important coverages into one simplified package: general liability, commercial property insurance and business income coverage. This does not mean that we offer a one-size-fits all solution, as every business is unique, and we work diligently to understand how to best protect yours. We’ll partner with one of our many carriers, such as The Hartford, Travelers, Liberty Mutual, and Hanover, to design the right coverage.

General liability is designed to help your business through the difficulties of being sued for causing physical harm to a person or property damage. In addition to paying for damages, this policy can help cover your defense costs.

Commercial property insurance safeguards the building your business occupies, whether you own or lease the property. The policy also covers your business’ personal belongings, such as tools, equipment, inventory and furniture.

Business income coverage is a vital protection against those times when your business is unable to operate normally due to a covered loss, such as damage from fire, theft or act of nature. This coverage can help you maintain payroll, pay vendors, and satisfy rent, mortgage or other debt obligations.

Additional available coverages:

  • Professional Liability
  • Equipment Breakdown
  • Inland Marine (Equipment)
  • Cyber Liability
  • Excess Liability
  • Employment Practices
  • Accounts Receivable
  • Hired/Non Owned Auto
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