If you own a small business that handles or stores sensitive data, you’re a potential target for cyber attacks. According to the U.S. Small Business Administration (SBA), 88% of businesses like yours may be exposed to such attacks largely for the lack of adequate network security. Having cyber liability insurance for your small business can […]
Your life insurance cost depends on several factors, which all have to do with you being a unique individual. That’s why you must customize your own life insurance policy to fit your family’s needs. Let’s discuss all the factors here. 9 Factors That Affect Life Insurance Premiums Each of these factors associates with risk and […]
Under normal circumstances, the U.S. Internal Revenue Service (IRS) does not tax life insurance benefits. However, the beneficiary may have to pay taxes on the benefits they receive in some situations. As a life insurance policyholder, you should play your cards well to avoid leaving a tax burden on your beneficiaries. Here’s detailed information on […]
Upon death, the average American adult leaves behind $62,000 in debt on average. While some creditors cancel debts upon the debtor’s death, others go after the deceased’s estate. That’s why life insurance is important. This policy pays death benefits to the named beneficiaries. The benefits can help in clearing debts, paying funeral costs, paying bills, […]
Antique cars are signature collector items. Thousands of people enjoy showing off their antique cars at trade shows and exhibits every year. It’s important that you find strong insurance to cover a valuable asset such as an antique car. Consider the benefits of classic car insurance. Classic Car Insurance Classic car insurance differs from traditional […]
The Additional Living Expenses portion of your homeowners or renter’s policy is included to ensure that you are able to find a place to stay if your home is ever damaged to the point where you cannot live in it for a specific amount of time. Additional living expenses cover more than simply shelter. These […]
When you manage any type of work environment, you want to minimize any potential risk as much as possible. Performing a Risk Assessment will provide you with valuable information that you can use to make the workplace safer and more productive for everyone involved. A thorough assessment will also help you improve your security measures […]
Employers sometimes get sued by ex-employees for claims such as wrongful termination or discrimination. It’s possible for even reputable high-quality firms to face employee lawsuits. The solution that protects against high legal costs for these cases is Employment Practices Liability Insurance (EPLI). Here’s what you should know about typical EPLI claims. Why Do Businesses Need […]