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First-Party Vs. Third-Party Cyber Liability Insurance: How Are They Different?

Some cyber liability insurance policies offer first-party protection, while others provide third-party liability coverage. Since your business can face either risk, it’s critical that you understand the difference when evaluating your cybersecurity postures and coverage requirements. Let’s delve deeper into the topic. What are First-Party Cyber Risks? First-party cyber risks are hazards or perils that […]

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Why Business Insurance Premiums Rise & How You Can Lower Them

Business insurance plays a crucial role in protecting business owners and their valuable assets in unforeseen incidents. Unfortunately, with about $314.70 worth of net premiums written in 2020, commercial insurance seems to be an expensive affair. Nonetheless, having the right policy can help ensure business continuity even in the face of unanticipated interruptions. As a […]

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It’s Time to Protect Your Business From Employee Lawsuits

Who needs Employer Practice Liability coverage? If you have employees, Employment Practices Liability Insurance (EPLI) is critical to safeguard your business. This type of coverage protects your business from losses due to employee lawsuits. Legal claims have been on the rise in recent years for businesses big and small. According to a recent Forbes article, […]

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Preparing Your Small Business to Reopen

Large and small businesses have been hit hard across the nation thanks to COVID-19 – and it’s no surprise. With stay-at-home orders and work-from-home enforcements, the economy has nosedived. However, every day there is good news and things are getting better. Once the pandemic has passed, your business will need to be ready to reopen […]

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2019 Workplace Safety Index: The Top 10 Causes of Disabling Injuries at Work

Protect Your Business and Employees with Risk Management   U.S. companies lose more than $1 billion per week due to workplace injuries. Unfortunately, all too often, workplace risks and hazards get overlooked by businesses of all sizes. Little do they know, all it takes is one sizeable workplace injury to affect finances and threaten income. […]

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Does My Business Need Liquor Liability Insurance Before Hosting a Company Event with Alcohol?

Hosting a Business Event? You May Need Additional Insurance   Many Massachusetts businesses host events, whether it’s for fundraising, raising awareness, seasonal celebrations, or otherwise. While providing food and drinks at these events is a common practice, business owners should be cautious when serving alcohol. Serving alcohol at a business event can expose your company […]

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Why You Should Work with CAV Insurance Agency

Reasons to Work with Your Local Insurer   There are so many ways to shop for car insurance, home insurance, and business insurance today. With the advancement of technology, not only do you have more ways to shop, but you can do it on your own time. However, insurance remains a complicated product. It isn’t […]

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