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How Rising Lumber Prices Have Pushed up Home Insurance Premiums

The price of lumber has drastically increased amidst the unexpected surge in demand for single-family housing, coupled with the short supply of construction materials. Softwood lumber prices soared 112% compared to the previous year and increased by 10% in the first week of February 2021. According to the U.S Census, about 90% of completed single-family […]

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Upscale Home Insurers Help Implement Proactive Measures to Avoid Costly Repairs

Major damages to a high-value home can cost hundreds of thousands up to millions of dollars in repairs. As most of these losses are preventable, upscale home insurers have been proactively empowering their wealthy clients to implement preventative measures that will help avert or minimize damage. The Shift to Proactive Protection and Prevention Several upscale […]

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Safeguard Your Business With a Distracted Driving Policy

As a business owner, if your employees regularly drive you want to be sure they are safe behind the wheel. Employer risk factors are increased if employees who drive during the course of their work give in to distractions while operating a vehicle. Whether it’s scrolling through social media, changing the radio or making calls […]

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How to Select the Right Art Storage Facility in MA

Are you an avid art collector in Massachusetts? As your collection of paintings, sculptures or drawings grows, you’ll want to keep them in a secure art storage facility. Your assets require protection from many agents of wear and tear, including hostile weather. Especially here in MA, it’s critical to consider how temperature and humidity fluctuations […]

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It’s Time to Protect Your Business From Employee Lawsuits

Who needs Employer Practice Liability coverage? If you have employees, Employment Practices Liability Insurance (EPLI) is critical to safeguard your business. This type of coverage protects your business from losses due to employee lawsuits. Legal claims have been on the rise in recent years for businesses big and small. According to a recent Forbes article, […]

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Essential Tips to Keep You Safe While Using a Patio Heater

Despite falling temperatures, you can comfortably enjoy some outdoor time in the winter thanks to patio heaters. However, a patio heater is also a potential fire hazard. Between 2012 and 2016 alone, the National Fire Protection Association (NFPA) responded to an annual average of over 52,000 domestic fires caused by heating equipment and at least […]

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5 Ways to Prevent Frozen and Bursting Pipes in MA

Massachusetts is among the top 20 coldest states in the U.S., with temperatures dropping to 16 degrees Fahrenheit and below in winter, as reported by the World Population Review. Considering that pipes begin to freeze at 20 degrees Fahrenheit, you should practice safety measures to keep the temperatures in your plumbing system significantly higher. This […]

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Employee Safety Concerns Challenge Office Reopenings During COVID-19

As the citizens of Massachusetts gradually adjust to the new normal, companies are cautiously resuming operations. The bad news is that the “new normal” has come with lots of special conditions for businesses that intend to resume in-person operations. For instance, the Commonwealth of Massachusetts requires companies to comply with rules such as social distancing, […]

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