Tag: WA

21 Dec 2017
homeowners insurance in Wellesley Hills, MA

Do You Need a Plug-in Home Freeze Alarm?

A freezer alarm is insurance for a relaxing winter vacation.

If you don’t want to spend this year’s winter vacation worrying about frozen pipes in your home, a freeze alarm is one of the easiest and least expensive ways to protect your house and belongings from heat and power outages. If you’re leaving your home for a winter holiday, a freezer alarm is especially important.

Freezing pipes are a major concern for homeowners in the winter. Frozen pipes can burst, leaving expensive and extensive water damage to the property. If you want a way to get advance warning that the temperature in your home is dangerously low so you can remedy the situation before your pipes freeze, you need a freeze alarm.

A freezer alarm (also known as a ‘low-temperature alarm’) is designed to give you advance warning if the temperature in the temperature dips dangerously low, but before your pipes freeze (and then proceed to crack and burst). For a small investment, you can get a freeze alarm to protect your home from frozen pipe damage.

Frozen pipes that burst can result in costly damage to walls, floors, fixtures, and furniture. It is estimated that the average homeowner’s claim for water damage due to frozen pipes is a whopping $15,000.

There are many different freeze alarms on the market, ranging from $50 to over $400, depending on how intricate you want your alarm to be. Ideally, you want to pick up a plug-and-play setup that requires little maintenance, but with all of the added features of tracking temperatures. If you do choose a plug-in home freeze alarm, you should place it by the boiler in the basement, near the sump pump, or in the attic. There are additional plugins that can monitor floods as well as motion detection that will alarm if an intruder enters the house.

Winter can cause havoc to homeowners and their properties, so don’t wait until the cold snap comes in before thinking about getting prepared. Freeze alarms are a wise investment that can protect your home from costly water damage that can ruin your home and treasures – as well as your holiday!

For the protection your home needs, secure reliable homeowners insurance in Wellesley Hills, MA. Contact CAV Insurance for your quality coverage today.

14 Dec 2017
auto insurance in Wellesley Hills, MA

How to Prep Your Vehicle for Winter

Is your vehicle ready for winter roads?

Winter is full of excitement and festivities, from picking out the perfect tree to hosting family gatherings. What isn’t so great about the season is the cold, rain, and ice that can wreak havoc on your vehicle. Regardless of the season, it’s important to keep your car in road-ready condition. In winter, it’s absolutely essential.

The good news is that there are a number of things that you can do to ensure your vehicle is ready for unpredictable winter conditions.

Replace worn tires

Your tires are the only point of contact your vehicle has with the road, allowing movement and traction. It’s important that your tires maintain good traction and tread throughout the season. Replacing worn tires can give your vehicle a better chance of sticking to the road in slippery and wet conditions.

Check your windshield wipers

When it drizzles, do your wipes smear the droplets across the windshield? Worse still, do they rarely work? Now is the time to ensure that your wipers are in good condition. They are one of the few things that can improve your visibility when driving, so get them checked out (and replaced, if necessary) before the rain comes in.

Top up your antifreeze

Remember to top up your car with antifreeze, which prevents the liquid in your radiator from freezing when the temperature dips below zero. Trust us, you don’t want to forget this step – otherwise, you may get stuck in the cold with a dead engine.

Test the engine

Make sure that your battery is up for the cold weather challenge by making sure the terminals are clean and tightened. Keep in mind that you should replace the battery every three to four years. If you don’t suspect your battery will survive the season, have a trained technician check it out.

Book your car in for a service

The best way to get your vehicle ready for the winter is to hand it off to the pros. Your local mechanic can top up the fluids, change the oil, inspect the brakes, tires, and battery, and advise on necessary repairs before facing adverse winter weather.

Seasonal breakdowns and costly repairs can put a damper on the season of good cheer. Take the time now to ensure your vehicle is in tip-top condition and consider adding breakdown recovery onto your insurance policy. Visit the team at CAV Insurance to get started on securing reliable auto insurance in Wellesley Hills, MA.

07 Dec 2017
insurance in Wellesley Hills, MA

4 Cyber Security Tips for Holiday Shopping Online

Keep safe while shopping online for your holiday gifts.

The holidays are just a couple of weeks away and you’re probably busy shopping online to get gifts for everyone on your list. You may do you a bit of shopping in local brick-and-mortar stores, but shopping online can be a great way to compare prices and get your entire list of gifts in one go. The online world can be a scary place at the best of time, but when fraudsters know people are looking for a bargain, they’re more likely to be on the prowl for unsuspecting victims.

To stay safe while shopping for your gifts online, remember these tips.

Ensure the websites you visit are secure.

Before you even start shopping on a website, make sure that the site itself is secure. There’s an easy way to check this in web browsers: the URL should start https://. The ‘s’ stands for ‘secure.’ There should also be a green padlock next to the website address.

Use secure passwords.

More websites that sell you things require you create an account when you make your first purchase. This will include creating a username and password. Instead of using the same password for all of your retail shopping, choose a different and strong password. The best way to keep your password secure is to mix up letters and numbers – meaning that you shouldn’t use a whole word, such as ‘Password123’ or ‘Fluffy001’. Most importantly, use different passwords for each site.

Avoid shopping on public Wi-Fi.

While it may save you time shopping online when you’re in an airport, coffee shop, or library, it’s generally best to avoid doing so while on public Wi-Fi. The network is usually unsecure, meaning that anyone could access your bank details while you’re on the public Internet connection.

Never buy from websites you’ve never heard of.

If you’ve found a good website that has cheap finds for brand names, always ensure the retailer is reputable. Ask friends and family if they’ve used the site before and the deals are too good to be true, it could be a scam. Research the name of the website and where they ship from as this will generally give you a good indication if they are selling fakes and have scammed other customers before.

Enjoy your holiday season, but use these tips to stay safe online! To help protect your finances from a disaster or accident, insurance can help. For all of your insurance needs in Wellesley Hills, MA, contact the professionals at CAV Insurance today. Oh, and Happy Holidays!