Tag: MA classic car cover

11 Jul 2019

6 Ways to Protect Your Classic Car Investment

Safeguarding Your Classic Car

One of the many joys of owning and driving a classic car is the freedom to cherish it in a way that just isn’t practical or rational for your daily driver. A classic car often comes in at a pretty penny, so we want to keep them as safe and secure as possible. When it comes to protecting your vehicle, everything from routine maintenance to collector auto insurance Wellesley, MA can help. Whether you own a collection of muscle cars or an antique auto, these tips can help to prevent damage and additional wear and tear to your investment.

 

  • Store it well

Is your car stored in your garage? If so, make sure it is properly secure and add some extra locks, if needed. Keep the lawn equipment, kids’ toys, power tools, and harsh chemicals well away from the vehicle. To take extra precautions, opt to store your vehicle in a safe storage facility where it won’t be surrounded by other garage items. It is also a good idea to get a car cover for the car for added protection.

  • Prepare for extended storage periods

In New England the driving season is relatively short. During the winter months your car most likely will not see the roads. Due to this it is a good idea to prep your car for winter storage. It is a good idea to drain or treat the fuel, these days fuel has ethanol in it that when left for periods of time can turn to a gel like substance and clog up the fuel system. Another must is a battery trickle charger. These devices extend the life of your battery as well as keep the battery charged so you will not have a dead battery when you try and start the car next.

  • Drive it!

The best way to keep your classic car in tip-top condition is by driving it regularly, so don’t be afraid to slip behind the wheel. Journeys of just a few miles aren’t great for the vehicle, but anything that is long enough to get the fluids nice and warm will do more good than harm.

  • Place documents in a safe location

The original manuals and historic photos are an essential part of your car’s history and should be kept safe at all times. Maintain all the essential and original documents as best you can, and this may even increase the value of the vehicle.

  • Keep up the maintenance

Your classic vehicle can’t be taken to any garage. An older system means finding a mechanic who specializes in maintaining these vehicles. Remember to complete necessary tune-ups, and address any problems promptly. Here’s what you should know about classic car insurance.

  • Secure enough insurance

Your classic car is like any other – so why settle for a standard auto insurance policy? Find an insurer who understands what it means to protect a classic car, and who allows you to choose the most qualified repair shop.

At CAV Insurance Agency, protecting your classic car comes naturally. We have access to specialty companies such as Hagerty, Grundy, and AIG. These carriers offer policies designed specifically for your collector car, and they take into consideration the limited seasons we have up here to drive these cars. At CAV Insurance we serve motorists from Dover & Sherborn to Wellesley, Needham and Weston and neighboring towns. Contact us today and let us put our decades of collector car insurance expertise to work for you!

27 Dec 2018
What Collectors Should Know About Classic Car Insurance

What Collectors Should Know About Classic Car Insurance

Protecting Your Classic Vehicle

 

Are you the proud owner of a classic car? Maybe you’ve been thinking about purchasing one before the warm weather months hit Massachusetts? Whatever the case, there are some things you should know about insuring your classic car. Auto insurance in Wellesley, MA can be tailored specifically for your classic car, meaning that you get custom protection for your one-of-a-kind ride. To help, we’ve noted a few things that collectors should know about classic car coverage below.

 

  • Coverage is not expensive.

It’s a common misconception that simply protecting your vehicle will cost you a fortune because the vehicle is a collectible. Believe it or not, but insuring your classic car doesn’t need to cost the earth. Most insured pay less for their classic automobile in comparison with the car they drive on a regular basis.

 

  • Limited use of the vehicle is expected.

Most car collectors take great care of their vehicles and don’t like to drive them just to run to the supermarket. Insurers expect classic cars to be driven less frequently than your commuter car, and coverage is priced accordingly. Typically, collectible car policies have mileage tiers starting at 2,500 per year, and higher tiers can be purchased.

 

  • Coverage should be expressed as an agreed value.

If you are looking for higher value coverage, you will need to have the vehicle independently appraised. Unlike regular cars that lose value the minute they are driven off the dealership lot, collectible cars can appreciate in value over time.

 

  • Interested in racing? Talk to your insurer first.

Generally, classic car insurance will not cover your vehicle in a race. Until you’ve confirmed you’re protected, no racing!

 

  • Claims happen most frequently on your property.

Classic cars of often cooped up in the garage more often than they are cruising the open road. Damage to classic cars tends to happen on the owner’s property rather than the road, making the nature of most claims very different from a typical Massachusetts auto insurance policy.

 

At CAV Insurance Agency, protecting your classic car comes naturally. We have access to specialty companies such as Hagerty, Grundy, and AIG, these carriers these carriers offer policies designed specifically for your collector car they take into consideration the limited seasons we have up here to drive these cars. At CAV Insurance we serve motorists from Dover & Sherborn to Wellesley, Needham and Weston and neighboring towns. Contact us today and let us put our decades of collector car insurance expertise to work for you!