As a business owner, if your employees regularly drive you want to be sure they are safe behind the wheel. Employer risk factors are increased if employees who drive during the course of their work give in to distractions while operating a vehicle. Whether it’s scrolling through social media, changing the radio or making calls […]
Are you an avid art collector in Massachusetts? As your collection of paintings, sculptures or drawings grows, you’ll want to keep them in a secure art storage facility. Your assets require protection from many agents of wear and tear, including hostile weather. Especially here in MA, it’s critical to consider how temperature and humidity fluctuations […]
Who needs Employer Practice Liability coverage? If you have employees, Employment Practices Liability Insurance (EPLI) is critical to safeguard your business. This type of coverage protects your business from losses due to employee lawsuits. Legal claims have been on the rise in recent years for businesses big and small. According to a recent Forbes article, […]
Despite falling temperatures, you can comfortably enjoy some outdoor time in the winter thanks to patio heaters. However, a patio heater is also a potential fire hazard. Between 2012 and 2016 alone, the National Fire Protection Association (NFPA) responded to an annual average of over 52,000 domestic fires caused by heating equipment and at least […]
Massachusetts is among the top 20 coldest states in the U.S., with temperatures dropping to 16 degrees Fahrenheit and below in winter, as reported by the World Population Review. Considering that pipes begin to freeze at 20 degrees Fahrenheit, you should practice safety measures to keep the temperatures in your plumbing system significantly higher. This […]
As the citizens of Massachusetts gradually adjust to the new normal, companies are cautiously resuming operations. The bad news is that the “new normal†has come with lots of special conditions for businesses that intend to resume in-person operations. For instance, the Commonwealth of Massachusetts requires companies to comply with rules such as social distancing, […]
At CAV Insurance, we want our clients to be up to date on trends that we are seeing in the industry. Industry-wide there has been an uptick in claims for Employment Practice Liability claims. What is Employment Practice Liability Insurance (EPLI)? It’s an insurance policy that protects business owners from claims brought against them by […]
You may have heard of Murphy’s Law – “Whatever can go wrong, will go wrong.†Unfortunately, the old adage holds true in a variety of scenarios. Especially if you don’t have proper precautions to protect yourself and your assets. When the unexpected happens to your precious belongings, having insurance is a relief. Jewelry is especially […]