What You Should Know When Employing Household Workers When you have a housekeeper, a gardener or a nanny assisting you within your home, you should be aware that you are considered a ‘household’ or ‘domestic’ employer. For this reason, it’s important that you understand your liability. For example, your nanny drives your kids to […]
Insurance Coverage for Items of High Value  Even if you do not think of yourself as a collector, a few pieces of fine art, antique furniture, or valuable objects around the home warrant special financial protection. After all, accidents happen. Should something happen to your precious pieces, you want the peace of mind that […]
Review these fire hazards to protect your home. There are many well-known potential fire hazards in the home from candles, the stove, and hairdryer. However, there might be more risks in your home and daily routine than you previously thought. Here are some surprising everyday appliances and habits that could your home at risk of […]
Avoid Frozen Pipes and Water Leaks While the festivities may be over, the cool weather is set to stay. Not only does this mean we’re digging out those winter sweaters, but it means that we should be extra cautious with our home. Cold weather can be bad enough, but having water pipes freeze is something […]
A freezer alarm is insurance for a relaxing winter vacation. If you don’t want to spend this year’s winter vacation worrying about frozen pipes in your home, a freeze alarm is one of the easiest and least expensive ways to protect your house and belongings from heat and power outages. If you’re leaving your home […]
As the winter approaches, now is the time to check your home for carbon monoxide. With the cold fall and winter months fast approaching, it means more time spent indoors. While inside your home may seem safer than spending time out in the cold, there are many hidden dangers that lurk inside your home. Carbon […]
Learn how to prepare for a power cut so that you are ready for an unexpected blackout. Shockingly, 6 out of 10 American households don’t have a family emergency plan. Even though power outages don’t typically last for more than a couple minutes thanks to trusty engineers, it’s good to know how to handle […]
Don’t miss these important tasks as you prepare your summer home for the cooler season.  Saying goodbye to a seasonal property is an annual ritual for the countless Americans who own summer homes. Falling temperatures can wreak havoc on a home, from plumbing to the roof to the appliances. Since you leave your […]