The Additional Living Expenses portion of your homeowners or renter’s policy is included to ensure that you are able to find a place to stay if your home is ever damaged to the point where you cannot live in it for a specific amount of time. Additional living expenses cover more than simply shelter. These […]
Renters insurance is meant to give you peace of mind. It acts in much the same way as a homeowners’ policy, except that it will not over your dwelling. It will, however, cover the things that are most important to you. With the right renters policy, you will have sufficient coverage to replace your belongings […]
Each homeowners insurance policy is different when it comes to providing coverage for your home appliances. While they rarely cover repairs related to regular use and day-to-day wear and tear, there are situations where your appliances will be covered if they happen to be damaged beyond repair by a covered peril. The perils you are […]
Did you know that half of all home burglaries occur in the daytime? That means you must take property protection seriously, including securing your home and getting the right insurance. Here’s what you should know when filing home insurance theft claims. How Home Insurance Treats Theft and Break-Ins Filing home insurance theft claims is fairly […]
In light of the recent oil leak at a home in Massachusetts, insuring your house property against potential oil spills has gained new importance. As not all homes are heated by oil, standard homeowners policies do not cover fuel contamination to groundwater, personal property, or a neighbor’s property. Buying oil damage insurance coverage will pay […]
Using a portable heater is a great way to keep a small area warm during the harsh winter months. The following space heater safety tips will help you keep your family safe and warm if you choose to use a portable heater in your home. Always read the instructions Before starting your space heater, always […]
According to the National Fire Protection Association (NFPA), the biggest triggers of fires in buildings under construction include electrical faults and combustible material exposed to heat. If you have an upcoming home renovation project in Massachusetts, it’s important that you plan for fire safety. You can also avert disasters with a fire alarm system while […]
The price of lumber has drastically increased amidst the unexpected surge in demand for single-family housing, coupled with the short supply of construction materials. Softwood lumber prices soared 112% compared to the previous year and increased by 10% in the first week of February 2021. According to the U.S Census, about 90% of completed single-family […]