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Home Insurance for Appliances: What You Need to Know

Each homeowners insurance policy is different when it comes to providing coverage for your home appliances. While they rarely cover repairs related to regular use and day-to-day wear and tear, there are situations where your appliances will be covered if they happen to be damaged beyond repair by a covered peril. The perils you are […]

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How to Cover Break-in and Thefts Through Home Insurance

Did you know that half of all home burglaries occur in the daytime? That means you must take property protection seriously, including securing your home and getting the right insurance. Here’s what you should know when filing home insurance theft claims. How Home Insurance Treats Theft and Break-Ins Filing home insurance theft claims is fairly […]

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Oil Spill Clean-up Coverage: What Is It & Why Do You Need It?

In light of the recent oil leak at a home in Massachusetts, insuring your house property against potential oil spills has gained new importance. As not all homes are heated by oil, standard homeowners policies do not cover fuel contamination to groundwater, personal property, or a neighbor’s property. Buying oil damage insurance coverage will pay […]

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7 Tips to Use a Portable Heater Safely

Using a portable heater is a great way to keep a small area warm during the harsh winter months. The following space heater safety tips will help you keep your family safe and warm if you choose to use a portable heater in your home. Always read the instructions Before starting your space heater, always […]

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Implementing Fire Safety and Alarm Systems While Renovating Your Home

According to the National Fire Protection Association (NFPA), the biggest triggers of fires in buildings under construction include electrical faults and combustible material exposed to heat. If you have an upcoming home renovation project in Massachusetts, it’s important that you plan for fire safety. You can also avert disasters with a fire alarm system while […]

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How Rising Lumber Prices Have Pushed up Home Insurance Premiums

The price of lumber has drastically increased amidst the unexpected surge in demand for single-family housing, coupled with the short supply of construction materials. Softwood lumber prices soared 112% compared to the previous year and increased by 10% in the first week of February 2021. According to the U.S Census, about 90% of completed single-family […]

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Upscale Home Insurers Help Implement Proactive Measures to Avoid Costly Repairs

Major damages to a high-value home can cost hundreds of thousands up to millions of dollars in repairs. As most of these losses are preventable, upscale home insurers have been proactively empowering their wealthy clients to implement preventative measures that will help avert or minimize damage. The Shift to Proactive Protection and Prevention Several upscale […]

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Top Tips for Patio Heater Safety

When the weather drops, we don’t always want to shelter inside. Portable, outdoor gas-fired heaters – known as patio heaters – are increasingly popular for use at home and in outdoor seating areas for restaurants. While the heaters offer comfort for many hours, using them does involve some risks. If you make use of a […]

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