Business Owners Policy
We understand managing and growing a business requires all of your attention and are committed to being your risk management partner. A business owners policy merges general liability coverage, commercial property insurance as well as business interruption coverage, giving you peace of mind against uncertainty. At CAV, we serve local businesses from Sherborn to Wayland, Brookline to Needham, offering access to the industry’s most respected carriers, such as The Hartford, Travelers, Liberty Mutual and Hanover.
General Liability
In the course of daily operation, a business has many liabilities: bodily injury, property damage, personal injuries, advertising claims and more. By taking the time to understand your unique business needs, we can recommend a straightforward approach to protect your company and its exposures.
Workers Compensation
Employees are the backbone of any business, large or small, but accidents can happen. To protect your business, and ensure the employee has access to medical care and wages from lost work time, CAV offers coverage from the industry’s leading workers compensation carriers.
Professional & Management Liability
Providers of services, or professional advice of any kind, are at risk of liability due to what’s known as errors and omissions. We can help clients sort out the potential perils, and tailor coverage that offers true peace of mind.
Employment Practices Liability
There are many, many reasons an employee may take legal action against an employer. In these instances, Employment Practices Liability, also known as EPLI coverage protects business owners. EPLI policies are designed to pay for the legal fees associated with these claims.
Cyber Liability
Whether you’re a large enterprise or small business, anytime you use technology to do business, you face risks. Cyber Liability Insurance protects your business in the event of privacy, data, or network exposure. The complexity of technology risks and regulations continues to evolve. That’s why it’s critical to protect your business against technology-related losses.